Your use of, or access to, the Baptist Financial Services Australia Limited (BFS) website (‘this website’) is conditional upon your acceptance of and compliance with the terms, conditions and disclaimers (‘terms of use’) contained within this document and elsewhere on this website. BFS shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these terms of use without notice or liability to you. Any changes to these terms of use shall take effect immediately.
Advice warning
This website contains general information about BFS products and services, however, unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract, and does not form part of the terms and conditions for BFS products and services. The information provided on this website is not intended as, nor is it a substitute for, personal financial services advice. As this website has been prepared without consideration of any specific client’s investment objectives, financial situation or needs, professional advice should be sought before any investment decision is made. Readers acting on this information without first consulting professional advice do so entirely at their own risk.
Reliance on website content
While BFS has made every effort to ensure that the information presented in this website is free from errors or omissions and is based on information obtained from sources which are considered reliable, BFS, its directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this website is complete, accurate or is suitable for your intended use. Nor does BFS accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this website. No liability will be accepted by BFS to any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this website.
Network integrity
BFS has taken reasonable steps to ensure the integrity of our computer networks, we are unable to guarantee files and attachments are free from contamination. Before opening any attachments or emails, or downloading files from this website, visitors to the BFS website should ensure they have precautions in place to protect against viral infection.
Linked third party websites
The BFS website may contain links to other websites, however, we do not endorse, review, approve or accept any responsibility in relation to the operators of linked third party sites or the information and material on such sites, nor the products or services offered. To the extent permitted by law, BFS and its respective directors, officers and agents disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person’s dealings with them or by use of the website whether that loss or damage is caused by any fault or negligence on the part of BFS, its directors, officers, employees and agents.
Indemnity
Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold BFS, its affiliates, staff, employees, and agents harmless from any claim or demand, including reasonable legal fees, whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.
You expressly understand and agree that your use of this website is at your sole risk and that this website is provided on an “as is” and “as available” basis.
Jurisdiction
All information and services contained within this website are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia.
The Registrant acknowledges the BFSConnect Business Terms and Conditions from BFS when setting up their login and password. On each occasion the Registrant or user (Applicant, Signatories, Beneficial Owners etc.) accesses BFSConnect, they will be required to acknowledge their acceptance of the latest terms and conditions applying at that time.
BFSConnect Terms & Conditions
BFSConnect is available to Australian citizens and Australian residents only. When you use BFSConnect, you agree that:
- you are giving BFS instructions to establish and manage BFS Accounts and Loans,
- BFS can rely on these instructions, and you will be liable for all we process from using BFSConnect,
- if you believe that your password has been breached, you must notify BFS as soon as possible, and change your password immediately, and
- if you believe there has been a mistake or we processed an Account or Loan that you did not authorise, you must immediately contact BFS.
The security of your login and password is very important. To avoid any unauthorised use, it is very important that you keep both your login and your password confidential. That is, not to disclose your password to anyone (including family members or us) and/or to allow another person to watch you input them. You agree to:
- choose a password that does not contain any part or combination of your date of birth, your name, family members names, or licence, or similar numbers,
- record your codes in writing only with a reasonable attempt to protect their security,
- avoid storing your login and password in electronic organisers, mobile phones, personal computers, or any other type of low security electronic device,
- never disclose your login to anyone or permit any other person to use your login and password,
- inform us as soon as you realise or suspect that another person knows one or more of your login and password via clients@bfs.org.au or by phoning 1300 650 542 (if outside of business hours please leave a message on our answering service),
BFS may cancel or suspend your access to BFSConnect at any time. If BFS does this and it is practical to do so, we will notify you prior to cancelling or suspending your access to
BFSConnect. You may terminate your BFSConnect at any time by giving notice in writing to BFS.
Please ensure that your computer is secure with the latest anti-virus software and a firewall. BFSConnect uses two factor authentication where a message is sent to your verified mobile number to protect your data records.
BFSConnect is certified secure by a RapidSSL Certificate which establishes an encrypted connection between a website/server and a browser. Essentially, it is the unification of TLS/SSL, IoT and PKI security through a centrally managed platform. TLS/SSL certificates protect your private information by encrypting and securing the private data that is transmitted.